COVID-19 UPDATE: How We are Serving and Protecting Our Clients
Picture of a Swan on a Lake
State Bar of California
United States Tax Court
United States District Court
ASTPS

Chapter 7 Personal and Business Bankruptcy

Chapter 7 bankruptcy is a legal process that can help individuals get relief from debts by discharging — or clearing — some or all of what’s owed.

Have you had enough of fighting off debt collectors and scraping to get by? Are you ready to get your finances back in order so that you can move on with your life?

DECLARING BANKRUPTCY MAY BE THE SOLUTION YOU’R LOOKING FOR.

It’s important to realize that it can be the first step towards regaining control of your life. David S. Greenberg is ready to help you take that first step.

You don’t have to be a credit abuser or wild spender to find yourself drowning in debt. Unfortunately, sometimes just providing for your family and paying bills can become overwhelming. If you are facing insurmountable debt, find out if bankruptcy is right for you.

We will answer your questions, explain the process, and help you decide if this is your best course of action—all from the comfort of your own home.

No Need to Come to Our Office

Many of our bankruptcy clients have told us that they hesitated to ask for help because they didn’t think bankruptcy was for them, didn’t understand how it worked, and were embarrassed to admit they needed help. We understand these feelings. That’s why we make it so easy to get the information you need to decide if bankruptcy is the path you need to take—right from your living room!

We offer a free initial consultation during which we will take a look at your situation and review your options. Not only is this consultation done completely by phone, video chat and email, but all of our bankruptcy services are handled this way.

You won’t have to take time off work to meet with us. In fact, you will never have to come into our office. We handle everything from beginning to end by telephone, vidoe chat and email. It couldn’t be easier for you to secure your financial future with the help of a legal professional.

The purpose of bankruptcy is, of course, to obtain a fresh start in life. Naturally, most folks would not receive that fresh start if they lost all of their property when filing bankruptcy.

The law provides numerous exemptions that allow people filing bankruptcy to shield and keep the property they own. California bankruptcy filers are usually allowed to exempt, or shield and keep, the vast majority, if not all, of their personal property and cash when they file a bankruptcy.

While reasonable and modest vehicles, homes, tax refunds, household goods, and clothing are generally exempt under California bankruptcy law, unlimited exemptions are not available. For example, a person could not own a $50,000 Corvette free and clear and file bankruptcy without either losing the Corvette or paying a large amount of money to the Trustee to keep the property.

Most individuals considering bankruptcy do not own lavish homes, luxury automobiles, or new furniture. Typically, California's rather liberal exemptions provide more than enough protection to keep what property you may own at the time of filing.

Increasing Your Credit Score After Bankruptcy

Increasing your credit score after bankruptcy is possible, and you will rebuild your credit if you are patient and practice good financial habits.

We will provide you with a detailed blueprint on how to rehabilitate your credit after bankruptcy.

Make the Decision That's Right for You!

If you find yourself in a situation whereby your debt has become unmanageable, just contact our office to schedule a free video or telephone case review to explore your options for dealing with your debt. Call us at 619-501-5251 and we’ll be pleased to explain the entire process and answer all your questions.

Click on BOOK NOW to select a Date and Time for your Free Telephone or Video Consultation
Appointment Button
Client Reviews
★★★★★
David has been my attorney for several years and has helped me walk through major life changing situations with compassion and understanding and good legal and personal advice. My IRS debt is about a thing of the past and my state tax is now handled as well. I can recommend Dave for his tax and legal expertise. Tobin
★★★★★
When I contacted David Greenberg, I owed the IRS over $150,000 and he was able to help me have those payments discharged. I am forever thankful. David is always there for me when I call and I have referred him to friends who have also hired him with excellent results. I can't say enough wonderful things about Mr. Greenberg and his staff. John
★★★★★
He is a super big help with tax problems. He is very informative, knows exactly what to do & when. He is also sympathetic & understanding; knows what to say to calm all fears & worries. Furthermore, he works his hardest to ensure comfortable payment plans or alternative discount methods to ease any financial obligations. He is a great asset to those in need of tax resolutions. Debbie
★★★★★
What can I say about David other than he is a genius and knows his tax law. In 2009 I was hit extremely hard by the financial meltdown. I contacted David to help my wife and I through a personal bankruptcy and a 6 digit IRS Tax Lien. He was wonderful to work with and walked us through the whole process. The biggest hurdle was the IRS Tax debt. What an amazing job David performed. It took some time, as he said it would. The IRS agreed to an Offer and Conpromise and forgave 97% of the debt. I would highly recommend David Greenberg for any Tax or Bankruptcy issues. He is amazing. Fred
★★★★★
Attorney David Greenberg, assisted me with a tax issue and kept the IRS from just randomly taking money while resolving the issue. He is polite,attentive and willing to help his clients. I wholeheartedly recommend David Greenberg, for any tax issues you may be facing. Anthony
Free Consultation (619) 501-5251